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77801 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77801 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,973
P&I Payment$1,510
Taxes & Ins$321
Utilities$142
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Mortgage Details

$284,860
Local Median: $284,860
$56,972 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,973

Monthly Breakdown

Principal & Interest
$1,510
Property Taxes
$208
Homeowners Ins.
$113
Utilities
$142

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$315,667

Local Housing Facts for ZIP Code 77801

  • ·Median home value: $284,860 (adjusted for current market conditions)
  • ·Est. property taxes: $2,496/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,359/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,700/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BRYAN?

Based on the local median home value, estimated real estate property taxes in BRYAN are around $2,496 per year.

What is the average home price in BRYAN?

The median home value in BRYAN is currently estimated at $284,860.

How much does homeowners insurance cost in BRYAN?

For a median priced home, homeowners insurance in BRYAN averages around $1,359 annually.

What is the true total cost of owning a home in BRYAN?

True homeownership costs go beyond principal and interest. In BRYAN, a typical homeowner with a median-priced home of $284,860 can expect to pay roughly $2,496/yr in property taxes, $1,359/yr for homeowners insurance, and $1,700/yr in energy utilities. That adds approximately $463 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.