Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

77805 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77805 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 77805 Hub
Est. Total Monthly Cost
$2,328
P&I Payment$1,686
Taxes & Ins$489
Utilities$153
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 77805 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$317,021
Local Median: $317,021
$63,404 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,328

Monthly Breakdown

Principal & Interest
$1,686
Property Taxes
$369
Homeowners Ins.
$120
Utilities
$153

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$353,511

Local Housing Facts for ZIP Code 77805

  • ·Median home value: $317,021 (adjusted for current market conditions)
  • ·Est. property taxes: $4,425/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,439/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,836/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BRYAN?

Based on the local median home value, estimated real estate property taxes in BRYAN are around $4,425 per year.

What is the average home price in BRYAN?

The median home value in BRYAN is currently estimated at $317,021.

How much does homeowners insurance cost in BRYAN?

For a median priced home, homeowners insurance in BRYAN averages around $1,439 annually.

What is the true total cost of owning a home in BRYAN?

True homeownership costs go beyond principal and interest. In BRYAN, a typical homeowner with a median-priced home of $317,021 can expect to pay roughly $4,425/yr in property taxes, $1,439/yr for homeowners insurance, and $1,836/yr in energy utilities. That adds approximately $642 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.