Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

77881 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77881 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 77881 Hub
Est. Total Monthly Cost
$2,422
P&I Payment$1,711
Taxes & Ins$471
Utilities$240
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 77881 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$326,120
Local Median: $326,120
$65,224 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,422

Monthly Breakdown

Principal & Interest
$1,711
Property Taxes
$344
Homeowners Ins.
$126
Utilities
$240

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$355,230

Local Housing Facts for ZIP Code 77881

  • ·Median home value: $326,120 (adjusted for current market conditions)
  • ·Est. property taxes: $4,131/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,516/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,878/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WELLBORN?

Based on the local median home value, estimated real estate property taxes in WELLBORN are around $4,131 per year.

What is the average home price in WELLBORN?

The median home value in WELLBORN is currently estimated at $326,120.

How much does homeowners insurance cost in WELLBORN?

For a median priced home, homeowners insurance in WELLBORN averages around $1,516 annually.

What is the true total cost of owning a home in WELLBORN?

True homeownership costs go beyond principal and interest. In WELLBORN, a typical homeowner with a median-priced home of $326,120 can expect to pay roughly $4,131/yr in property taxes, $1,516/yr for homeowners insurance, and $2,878/yr in energy utilities. That adds approximately $710 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.