Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

77905 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77905 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 77905 Hub
Est. Total Monthly Cost
$1,868
P&I Payment$1,269
Taxes & Ins$467
Utilities$131
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 77905 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$240,326
Local Median: $240,326
$48,065 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,868

Monthly Breakdown

Principal & Interest
$1,269
Property Taxes
$196
Homeowners Ins.
$271
Utilities
$131

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$264,647

Local Housing Facts for ZIP Code 77905

  • ·Median home value: $240,326 (adjusted for current market conditions)
  • ·Est. property taxes: $2,351/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,257/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,574/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in VICTORIA?

Based on the local median home value, estimated real estate property taxes in VICTORIA are around $2,351 per year.

What is the average home price in VICTORIA?

The median home value in VICTORIA is currently estimated at $240,326.

How much does homeowners insurance cost in VICTORIA?

For a median priced home, homeowners insurance in VICTORIA averages around $3,257 annually.

What is the true total cost of owning a home in VICTORIA?

True homeownership costs go beyond principal and interest. In VICTORIA, a typical homeowner with a median-priced home of $240,326 can expect to pay roughly $2,351/yr in property taxes, $3,257/yr for homeowners insurance, and $1,574/yr in energy utilities. That adds approximately $599 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.