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77978 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 77978 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,311
P&I Payment$1,534
Taxes & Ins$608
Utilities$170
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Mortgage Details

$290,451
Local Median: $290,451
$58,090 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,311

Monthly Breakdown

Principal & Interest
$1,534
Property Taxes
$173
Homeowners Ins.
$435
Utilities
$170

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$319,733

Local Housing Facts for ZIP Code 77978

  • ·Median home value: $290,451 (adjusted for current market conditions)
  • ·Est. property taxes: $2,076/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $5,221/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,034/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in POINT COMFORT?

Based on the local median home value, estimated real estate property taxes in POINT COMFORT are around $2,076 per year.

What is the average home price in POINT COMFORT?

The median home value in POINT COMFORT is currently estimated at $290,451.

How much does homeowners insurance cost in POINT COMFORT?

For a median priced home, homeowners insurance in POINT COMFORT averages around $5,221 annually.

What is the true total cost of owning a home in POINT COMFORT?

True homeownership costs go beyond principal and interest. In POINT COMFORT, a typical homeowner with a median-priced home of $290,451 can expect to pay roughly $2,076/yr in property taxes, $5,221/yr for homeowners insurance, and $2,034/yr in energy utilities. That adds approximately $778 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.