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78002 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78002 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,721
P&I Payment$1,144
Taxes & Ins$411
Utilities$165
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Mortgage Details

$218,196
Local Median: $218,196
$43,639 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,721

Monthly Breakdown

Principal & Interest
$1,144
Property Taxes
$286
Homeowners Ins.
$125
Utilities
$165

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$237,295

Local Housing Facts for ZIP Code 78002

  • ·Median home value: $218,196 (adjusted for current market conditions)
  • ·Est. property taxes: $3,429/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,505/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,984/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ATASCOSA?

Based on the local median home value, estimated real estate property taxes in ATASCOSA are around $3,429 per year.

What is the average home price in ATASCOSA?

The median home value in ATASCOSA is currently estimated at $218,196.

How much does homeowners insurance cost in ATASCOSA?

For a median priced home, homeowners insurance in ATASCOSA averages around $1,505 annually.

What is the true total cost of owning a home in ATASCOSA?

True homeownership costs go beyond principal and interest. In ATASCOSA, a typical homeowner with a median-priced home of $218,196 can expect to pay roughly $3,429/yr in property taxes, $1,505/yr for homeowners insurance, and $1,984/yr in energy utilities. That adds approximately $577 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.