Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

78016 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78016 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 78016 Hub
Est. Total Monthly Cost
$1,654
P&I Payment$1,195
Taxes & Ins$301
Utilities$159
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 78016 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$224,200
Local Median: $224,200
$44,840 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,654

Monthly Breakdown

Principal & Interest
$1,195
Property Taxes
$190
Homeowners Ins.
$111
Utilities
$159

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$250,700

Local Housing Facts for ZIP Code 78016

  • ·Median home value: $224,200 (adjusted for current market conditions)
  • ·Est. property taxes: $2,279/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,330/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,907/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DEVINE?

Based on the local median home value, estimated real estate property taxes in DEVINE are around $2,279 per year.

What is the average home price in DEVINE?

The median home value in DEVINE is currently estimated at $224,200.

How much does homeowners insurance cost in DEVINE?

For a median priced home, homeowners insurance in DEVINE averages around $1,330 annually.

What is the true total cost of owning a home in DEVINE?

True homeownership costs go beyond principal and interest. In DEVINE, a typical homeowner with a median-priced home of $224,200 can expect to pay roughly $2,279/yr in property taxes, $1,330/yr for homeowners insurance, and $1,907/yr in energy utilities. That adds approximately $460 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.