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78057 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78057 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,520
P&I Payment$1,009
Taxes & Ins$335
Utilities$176
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Mortgage Details

$191,021
Local Median: $191,021
$38,204 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,520

Monthly Breakdown

Principal & Interest
$1,009
Property Taxes
$227
Homeowners Ins.
$108
Utilities
$176

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$210,426

Local Housing Facts for ZIP Code 78057

  • ·Median home value: $191,021 (adjusted for current market conditions)
  • ·Est. property taxes: $2,728/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,295/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,110/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MOORE?

Based on the local median home value, estimated real estate property taxes in MOORE are around $2,728 per year.

What is the average home price in MOORE?

The median home value in MOORE is currently estimated at $191,021.

How much does homeowners insurance cost in MOORE?

For a median priced home, homeowners insurance in MOORE averages around $1,295 annually.

What is the true total cost of owning a home in MOORE?

True homeownership costs go beyond principal and interest. In MOORE, a typical homeowner with a median-priced home of $191,021 can expect to pay roughly $2,728/yr in property taxes, $1,295/yr for homeowners insurance, and $2,110/yr in energy utilities. That adds approximately $511 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.