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Estimate your true cost of homeownership in ZIP Code 78101 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,026
P&I Payment$2,327
Taxes & Ins$506
Utilities$193
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Mortgage Details

$443,498
Local Median: $443,498
$88,700 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,026

Monthly Breakdown

Principal & Interest
$2,327
Property Taxes
$367
Homeowners Ins.
$139
Utilities
$193

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$482,744

Local Housing Facts for ZIP Code 78101

  • ·Median home value: $443,498 (adjusted for current market conditions)
  • ·Est. property taxes: $4,407/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,664/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,319/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ADKINS?

Based on the local median home value, estimated real estate property taxes in ADKINS are around $4,407 per year.

What is the average home price in ADKINS?

The median home value in ADKINS is currently estimated at $443,498.

How much does homeowners insurance cost in ADKINS?

For a median priced home, homeowners insurance in ADKINS averages around $1,664 annually.

What is the true total cost of owning a home in ADKINS?

True homeownership costs go beyond principal and interest. In ADKINS, a typical homeowner with a median-priced home of $443,498 can expect to pay roughly $4,407/yr in property taxes, $1,664/yr for homeowners insurance, and $2,319/yr in energy utilities. That adds approximately $699 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.