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Cost of Living in ZIP 78150

Is it better to rent or buy in ZIP 78150? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$112,127
$2,225/mo

Median in area: $2,225

$173,733

Median in area: $173,733

$34,747

If you Rent

$2,335 /mo
Base Rent$2,225
Est. Utilities$110
% of Income25.0%
Pre-tax Residual$7,009

If you Buy

$1,436 /mo
P&I (6.946%)$920
Taxes & Ins$406
Est. Utilities$110
% of Income15.4%
Pre-tax Residual$7,908

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 78150?

Based on median housing data, buying is currently more affordable on a monthly basis in ZIP 78150. The estimated all-in monthly cost for renting is $2,335, while owning a median-priced home with a 20% down payment is roughly $1,436 per month (a difference of $899).

How much do utilities cost in ZIP 78150?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 78150 is approximately $110. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 78150?

To comfortably afford the median rent and utilities in ZIP 78150 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $93,400 per year.