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78164 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78164 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,718
P&I Payment$1,200
Taxes & Ins$303
Utilities$215
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Mortgage Details

$226,747
Local Median: $226,747
$45,349 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,718

Monthly Breakdown

Principal & Interest
$1,200
Property Taxes
$140
Homeowners Ins.
$164
Utilities
$215

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$250,700

Local Housing Facts for ZIP Code 78164

  • ·Median home value: $226,747 (adjusted for current market conditions)
  • ·Est. property taxes: $1,674/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,965/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,574/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in YORKTOWN?

Based on the local median home value, estimated real estate property taxes in YORKTOWN are around $1,674 per year.

What is the average home price in YORKTOWN?

The median home value in YORKTOWN is currently estimated at $226,747.

How much does homeowners insurance cost in YORKTOWN?

For a median priced home, homeowners insurance in YORKTOWN averages around $1,965 annually.

What is the true total cost of owning a home in YORKTOWN?

True homeownership costs go beyond principal and interest. In YORKTOWN, a typical homeowner with a median-priced home of $226,747 can expect to pay roughly $1,674/yr in property taxes, $1,965/yr for homeowners insurance, and $2,574/yr in energy utilities. That adds approximately $518 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.