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78223 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78223 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,465
P&I Payment$974
Taxes & Ins$321
Utilities$170
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Mortgage Details

$182,653
Local Median: $182,653
$36,531 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,465

Monthly Breakdown

Principal & Interest
$974
Property Taxes
$205
Homeowners Ins.
$116
Utilities
$170

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$204,384

Local Housing Facts for ZIP Code 78223

  • ·Median home value: $182,653 (adjusted for current market conditions)
  • ·Est. property taxes: $2,459/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,397/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,038/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SAN ANTONIO?

Based on the local median home value, estimated real estate property taxes in SAN ANTONIO are around $2,459 per year.

What is the average home price in SAN ANTONIO?

The median home value in SAN ANTONIO is currently estimated at $182,653.

How much does homeowners insurance cost in SAN ANTONIO?

For a median priced home, homeowners insurance in SAN ANTONIO averages around $1,397 annually.

What is the true total cost of owning a home in SAN ANTONIO?

True homeownership costs go beyond principal and interest. In SAN ANTONIO, a typical homeowner with a median-priced home of $182,653 can expect to pay roughly $2,459/yr in property taxes, $1,397/yr for homeowners insurance, and $2,038/yr in energy utilities. That adds approximately $491 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.