Safe Rate Local
Learn about the people, housing, costs and businesses in 78295
Select a topic to explore real data for ZIP 78295.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 78295.
Estimate payments for homes in 78295.
People, housing & businesses in 78295.
Find and compare lenders active near 78295.
Homeowners, flood & wildfire estimates for 78295.
Income, rent and all-in ownership costs for 78295.
FEMA flood zones and flood insurance estimates for 78295.
Seismic risk and earthquake insurance estimates for 78295.
Wildfire exposure and insurance estimates for 78295.
As of today, the 30-year fixed mortgage rate for ZIP code 78295 is approximately 6.895% (6.908% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 78295The median home value in ZIP code 78295 is $612k. The median monthly rent is $1,357. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 78295 have increased 3.3% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,410/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $60k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 78295 is $52k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 78295 are public administration (26%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Other ZIP codes in SAN ANTONIO