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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 78296.
Estimate payments for homes in 78296.
People, housing & businesses in 78296.
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Homeowners, flood & wildfire estimates for 78296.
Income, rent and all-in ownership costs for 78296.
FEMA flood zones and flood insurance estimates for 78296.
Seismic risk and earthquake insurance estimates for 78296.
Wildfire exposure and insurance estimates for 78296.
As of today, the 30-year fixed mortgage rate for ZIP code 78296 is approximately 6.895% (6.908% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 78296The median home value in ZIP code 78296 is $612k. The median monthly rent is $1,357. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 78296 have increased 3.3% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,410/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $60k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 78296 is $52k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 78296 are public administration (26%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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