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78332 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78332 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,241
P&I Payment$809
Taxes & Ins$332
Utilities$101
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Mortgage Details

$149,331
Local Median: $149,331
$29,866 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,241

Monthly Breakdown

Principal & Interest
$809
Property Taxes
$154
Homeowners Ins.
$177
Utilities
$101

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$171,736

Local Housing Facts for ZIP Code 78332

  • ·Median home value: $149,331 (adjusted for current market conditions)
  • ·Est. property taxes: $1,850/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,128/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,211/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ALICE?

Based on the local median home value, estimated real estate property taxes in ALICE are around $1,850 per year.

What is the average home price in ALICE?

The median home value in ALICE is currently estimated at $149,331.

How much does homeowners insurance cost in ALICE?

For a median priced home, homeowners insurance in ALICE averages around $2,128 annually.

What is the true total cost of owning a home in ALICE?

True homeownership costs go beyond principal and interest. In ALICE, a typical homeowner with a median-priced home of $149,331 can expect to pay roughly $1,850/yr in property taxes, $2,128/yr for homeowners insurance, and $1,211/yr in energy utilities. That adds approximately $432 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.