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78335 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78335 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,015
P&I Payment$1,389
Taxes & Ins$543
Utilities$83
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Mortgage Details

$261,416
Local Median: $261,416
$52,283 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,015

Monthly Breakdown

Principal & Interest
$1,389
Property Taxes
$250
Homeowners Ins.
$294
Utilities
$83

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$290,799

Local Housing Facts for ZIP Code 78335

  • ·Median home value: $261,416 (adjusted for current market conditions)
  • ·Est. property taxes: $2,994/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,523/yr — based on local per-$1K premium rates
  • ·Energy utilities: $995/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ARANSAS PASS?

Based on the local median home value, estimated real estate property taxes in ARANSAS PASS are around $2,994 per year.

What is the average home price in ARANSAS PASS?

The median home value in ARANSAS PASS is currently estimated at $261,416.

How much does homeowners insurance cost in ARANSAS PASS?

For a median priced home, homeowners insurance in ARANSAS PASS averages around $3,523 annually.

What is the true total cost of owning a home in ARANSAS PASS?

True homeownership costs go beyond principal and interest. In ARANSAS PASS, a typical homeowner with a median-priced home of $261,416 can expect to pay roughly $2,994/yr in property taxes, $3,523/yr for homeowners insurance, and $995/yr in energy utilities. That adds approximately $626 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.