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78336 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78336 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,790
P&I Payment$1,291
Taxes & Ins$425
Utilities$74
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Mortgage Details

$244,019
Local Median: $244,019
$48,804 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,790

Monthly Breakdown

Principal & Interest
$1,291
Property Taxes
$169
Homeowners Ins.
$257
Utilities
$74

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$269,514

Local Housing Facts for ZIP Code 78336

  • ·Median home value: $244,019 (adjusted for current market conditions)
  • ·Est. property taxes: $2,024/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,078/yr — based on local per-$1K premium rates
  • ·Energy utilities: $890/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ARANSAS PASS?

Based on the local median home value, estimated real estate property taxes in ARANSAS PASS are around $2,024 per year.

What is the average home price in ARANSAS PASS?

The median home value in ARANSAS PASS is currently estimated at $244,019.

How much does homeowners insurance cost in ARANSAS PASS?

For a median priced home, homeowners insurance in ARANSAS PASS averages around $3,078 annually.

What is the true total cost of owning a home in ARANSAS PASS?

True homeownership costs go beyond principal and interest. In ARANSAS PASS, a typical homeowner with a median-priced home of $244,019 can expect to pay roughly $2,024/yr in property taxes, $3,078/yr for homeowners insurance, and $890/yr in energy utilities. That adds approximately $499 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.