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Estimate your true cost of homeownership in ZIP Code 78360 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$817
P&I Payment$508
Taxes & Ins$155
Utilities$154
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Mortgage Details

$95,977
Local Median: $95,977
$19,195 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$817

Monthly Breakdown

Principal & Interest
$508
Property Taxes
$62
Homeowners Ins.
$93
Utilities
$154

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$106,116

Local Housing Facts for ZIP Code 78360

  • ·Median home value: $95,977 (adjusted for current market conditions)
  • ·Est. property taxes: $747/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,112/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,851/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in GUERRA?

Based on the local median home value, estimated real estate property taxes in GUERRA are around $747 per year.

What is the average home price in GUERRA?

The median home value in GUERRA is currently estimated at $95,977.

How much does homeowners insurance cost in GUERRA?

For a median priced home, homeowners insurance in GUERRA averages around $1,112 annually.

What is the true total cost of owning a home in GUERRA?

True homeownership costs go beyond principal and interest. In GUERRA, a typical homeowner with a median-priced home of $95,977 can expect to pay roughly $747/yr in property taxes, $1,112/yr for homeowners insurance, and $1,851/yr in energy utilities. That adds approximately $309 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.