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78363 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78363 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,469
P&I Payment$887
Taxes & Ins$499
Utilities$83
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Mortgage Details

$166,828
Local Median: $166,828
$33,366 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,469

Monthly Breakdown

Principal & Interest
$887
Property Taxes
$222
Homeowners Ins.
$276
Utilities
$83

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$185,773

Local Housing Facts for ZIP Code 78363

  • ·Median home value: $166,828 (adjusted for current market conditions)
  • ·Est. property taxes: $2,669/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,315/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,001/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KINGSVILLE?

Based on the local median home value, estimated real estate property taxes in KINGSVILLE are around $2,669 per year.

What is the average home price in KINGSVILLE?

The median home value in KINGSVILLE is currently estimated at $166,828.

How much does homeowners insurance cost in KINGSVILLE?

For a median priced home, homeowners insurance in KINGSVILLE averages around $3,315 annually.

What is the true total cost of owning a home in KINGSVILLE?

True homeownership costs go beyond principal and interest. In KINGSVILLE, a typical homeowner with a median-priced home of $166,828 can expect to pay roughly $2,669/yr in property taxes, $3,315/yr for homeowners insurance, and $1,001/yr in energy utilities. That adds approximately $582 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.