Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

78373 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78373 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 78373 Hub
Est. Total Monthly Cost
$4,576
P&I Payment$3,585
Taxes & Ins$917
Utilities$73
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 78373 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$685,308
Local Median: $685,308
$137,062 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,576

Monthly Breakdown

Principal & Interest
$3,585
Property Taxes
$370
Homeowners Ins.
$547
Utilities
$73

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$742,528

Local Housing Facts for ZIP Code 78373

  • ·Median home value: $685,308 (adjusted for current market conditions)
  • ·Est. property taxes: $4,441/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $6,562/yr — based on local per-$1K premium rates
  • ·Energy utilities: $879/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PORT ARANSAS?

Based on the local median home value, estimated real estate property taxes in PORT ARANSAS are around $4,441 per year.

What is the average home price in PORT ARANSAS?

The median home value in PORT ARANSAS is currently estimated at $685,308.

How much does homeowners insurance cost in PORT ARANSAS?

For a median priced home, homeowners insurance in PORT ARANSAS averages around $6,562 annually.

What is the true total cost of owning a home in PORT ARANSAS?

True homeownership costs go beyond principal and interest. In PORT ARANSAS, a typical homeowner with a median-priced home of $685,308 can expect to pay roughly $4,441/yr in property taxes, $6,562/yr for homeowners insurance, and $879/yr in energy utilities. That adds approximately $990 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.