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78390 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78390 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,343
P&I Payment$878
Taxes & Ins$364
Utilities$101
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Mortgage Details

$165,605
Local Median: $165,605
$33,121 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,343

Monthly Breakdown

Principal & Interest
$878
Property Taxes
$161
Homeowners Ins.
$203
Utilities
$101

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$183,451

Local Housing Facts for ZIP Code 78390

  • ·Median home value: $165,605 (adjusted for current market conditions)
  • ·Est. property taxes: $1,937/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,434/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,216/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TAFT?

Based on the local median home value, estimated real estate property taxes in TAFT are around $1,937 per year.

What is the average home price in TAFT?

The median home value in TAFT is currently estimated at $165,605.

How much does homeowners insurance cost in TAFT?

For a median priced home, homeowners insurance in TAFT averages around $2,434 annually.

What is the true total cost of owning a home in TAFT?

True homeownership costs go beyond principal and interest. In TAFT, a typical homeowner with a median-priced home of $165,605 can expect to pay roughly $1,937/yr in property taxes, $2,434/yr for homeowners insurance, and $1,216/yr in energy utilities. That adds approximately $466 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.