Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

78402 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78402 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 78402 Hub
Est. Total Monthly Cost
$2,570
P&I Payment$1,842
Taxes & Ins$663
Utilities$65
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 78402 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$346,875
Local Median: $346,875
$69,375 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,570

Monthly Breakdown

Principal & Interest
$1,842
Property Taxes
$362
Homeowners Ins.
$302
Utilities
$65

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$385,662

Local Housing Facts for ZIP Code 78402

  • ·Median home value: $346,875 (adjusted for current market conditions)
  • ·Est. property taxes: $4,338/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,618/yr — based on local per-$1K premium rates
  • ·Energy utilities: $784/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CORPUS CHRISTI?

Based on the local median home value, estimated real estate property taxes in CORPUS CHRISTI are around $4,338 per year.

What is the average home price in CORPUS CHRISTI?

The median home value in CORPUS CHRISTI is currently estimated at $346,875.

How much does homeowners insurance cost in CORPUS CHRISTI?

For a median priced home, homeowners insurance in CORPUS CHRISTI averages around $3,618 annually.

What is the true total cost of owning a home in CORPUS CHRISTI?

True homeownership costs go beyond principal and interest. In CORPUS CHRISTI, a typical homeowner with a median-priced home of $346,875 can expect to pay roughly $4,338/yr in property taxes, $3,618/yr for homeowners insurance, and $784/yr in energy utilities. That adds approximately $728 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.