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78521 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78521 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,101
P&I Payment$658
Taxes & Ins$307
Utilities$137
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Mortgage Details

$123,648
Local Median: $123,648
$24,730 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,101

Monthly Breakdown

Principal & Interest
$658
Property Taxes
$135
Homeowners Ins.
$172
Utilities
$137

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$137,856

Local Housing Facts for ZIP Code 78521

  • ·Median home value: $123,648 (adjusted for current market conditions)
  • ·Est. property taxes: $1,620/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,063/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,638/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BROWNSVILLE?

Based on the local median home value, estimated real estate property taxes in BROWNSVILLE are around $1,620 per year.

What is the average home price in BROWNSVILLE?

The median home value in BROWNSVILLE is currently estimated at $123,648.

How much does homeowners insurance cost in BROWNSVILLE?

For a median priced home, homeowners insurance in BROWNSVILLE averages around $2,063 annually.

What is the true total cost of owning a home in BROWNSVILLE?

True homeownership costs go beyond principal and interest. In BROWNSVILLE, a typical homeowner with a median-priced home of $123,648 can expect to pay roughly $1,620/yr in property taxes, $2,063/yr for homeowners insurance, and $1,638/yr in energy utilities. That adds approximately $443 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.