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78523 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78523 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,557
P&I Payment$1,086
Taxes & Ins$368
Utilities$103
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Mortgage Details

$204,107
Local Median: $204,107
$40,821 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,557

Monthly Breakdown

Principal & Interest
$1,086
Property Taxes
$133
Homeowners Ins.
$234
Utilities
$103

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$227,601

Local Housing Facts for ZIP Code 78523

  • ·Median home value: $204,107 (adjusted for current market conditions)
  • ·Est. property taxes: $1,599/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,813/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,238/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BROWNSVILLE?

Based on the local median home value, estimated real estate property taxes in BROWNSVILLE are around $1,599 per year.

What is the average home price in BROWNSVILLE?

The median home value in BROWNSVILLE is currently estimated at $204,107.

How much does homeowners insurance cost in BROWNSVILLE?

For a median priced home, homeowners insurance in BROWNSVILLE averages around $2,813 annually.

What is the true total cost of owning a home in BROWNSVILLE?

True homeownership costs go beyond principal and interest. In BROWNSVILLE, a typical homeowner with a median-priced home of $204,107 can expect to pay roughly $1,599/yr in property taxes, $2,813/yr for homeowners insurance, and $1,238/yr in energy utilities. That adds approximately $471 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.