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78536 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78536 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$722
P&I Payment$398
Taxes & Ins$156
Utilities$167
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Mortgage Details

$74,437
Local Median: $74,437
$14,887 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$722

Monthly Breakdown

Principal & Interest
$398
Property Taxes
$65
Homeowners Ins.
$91
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$83,884

Local Housing Facts for ZIP Code 78536

  • ·Median home value: $74,437 (adjusted for current market conditions)
  • ·Est. property taxes: $776/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,096/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,005/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DELMITA?

Based on the local median home value, estimated real estate property taxes in DELMITA are around $776 per year.

What is the average home price in DELMITA?

The median home value in DELMITA is currently estimated at $74,437.

How much does homeowners insurance cost in DELMITA?

For a median priced home, homeowners insurance in DELMITA averages around $1,096 annually.

What is the true total cost of owning a home in DELMITA?

True homeownership costs go beyond principal and interest. In DELMITA, a typical homeowner with a median-priced home of $74,437 can expect to pay roughly $776/yr in property taxes, $1,096/yr for homeowners insurance, and $2,005/yr in energy utilities. That adds approximately $323 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.