Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

78569 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78569 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 78569 Hub
Est. Total Monthly Cost
$1,113
P&I Payment$635
Taxes & Ins$303
Utilities$175
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 78569 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$119,648
Local Median: $119,648
$23,930 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,113

Monthly Breakdown

Principal & Interest
$635
Property Taxes
$108
Homeowners Ins.
$195
Utilities
$175

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$133,050

Local Housing Facts for ZIP Code 78569

  • ·Median home value: $119,648 (adjusted for current market conditions)
  • ·Est. property taxes: $1,290/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,345/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,100/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LYFORD?

Based on the local median home value, estimated real estate property taxes in LYFORD are around $1,290 per year.

What is the average home price in LYFORD?

The median home value in LYFORD is currently estimated at $119,648.

How much does homeowners insurance cost in LYFORD?

For a median priced home, homeowners insurance in LYFORD averages around $2,345 annually.

What is the true total cost of owning a home in LYFORD?

True homeownership costs go beyond principal and interest. In LYFORD, a typical homeowner with a median-priced home of $119,648 can expect to pay roughly $1,290/yr in property taxes, $2,345/yr for homeowners insurance, and $2,100/yr in energy utilities. That adds approximately $478 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.