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78574 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78574 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,372
P&I Payment$875
Taxes & Ins$389
Utilities$107
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Mortgage Details

$164,591
Local Median: $164,591
$32,918 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,372

Monthly Breakdown

Principal & Interest
$875
Property Taxes
$203
Homeowners Ins.
$186
Utilities
$107

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$183,345

Local Housing Facts for ZIP Code 78574

  • ·Median home value: $164,591 (adjusted for current market conditions)
  • ·Est. property taxes: $2,438/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,234/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,286/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MISSION?

Based on the local median home value, estimated real estate property taxes in MISSION are around $2,438 per year.

What is the average home price in MISSION?

The median home value in MISSION is currently estimated at $164,591.

How much does homeowners insurance cost in MISSION?

For a median priced home, homeowners insurance in MISSION averages around $2,234 annually.

What is the true total cost of owning a home in MISSION?

True homeownership costs go beyond principal and interest. In MISSION, a typical homeowner with a median-priced home of $164,591 can expect to pay roughly $2,438/yr in property taxes, $2,234/yr for homeowners insurance, and $1,286/yr in energy utilities. That adds approximately $497 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.