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78578 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78578 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,875
P&I Payment$1,283
Taxes & Ins$519
Utilities$74
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Mortgage Details

$242,594
Local Median: $242,594
$48,519 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,875

Monthly Breakdown

Principal & Interest
$1,283
Property Taxes
$269
Homeowners Ins.
$250
Utilities
$74

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$267,659

Local Housing Facts for ZIP Code 78578

  • ·Median home value: $242,594 (adjusted for current market conditions)
  • ·Est. property taxes: $3,227/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,995/yr — based on local per-$1K premium rates
  • ·Energy utilities: $882/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PORT ISABEL?

Based on the local median home value, estimated real estate property taxes in PORT ISABEL are around $3,227 per year.

What is the average home price in PORT ISABEL?

The median home value in PORT ISABEL is currently estimated at $242,594.

How much does homeowners insurance cost in PORT ISABEL?

For a median priced home, homeowners insurance in PORT ISABEL averages around $2,995 annually.

What is the true total cost of owning a home in PORT ISABEL?

True homeownership costs go beyond principal and interest. In PORT ISABEL, a typical homeowner with a median-priced home of $242,594 can expect to pay roughly $3,227/yr in property taxes, $2,995/yr for homeowners insurance, and $882/yr in energy utilities. That adds approximately $592 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.