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Cost of Living in ZIP 78595

Is it better to rent or buy in ZIP 78595? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$41,539
$784/mo

Median in area: $784

$90,751

Median in area: $90,751

$18,150

If you Rent

$868 /mo
Base Rent$784
Est. Utilities$84
% of Income25.1%
Pre-tax Residual$2,594

If you Buy

$832 /mo
P&I (7.001%)$483
Taxes & Ins$265
Est. Utilities$84
% of Income24.0%
Pre-tax Residual$2,630

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 78595?›

Based on median housing data, buying is currently more affordable on a monthly basis in ZIP 78595. The estimated all-in monthly cost for renting is $868, while owning a median-priced home with a 20% down payment is roughly $832 per month (a difference of $36).

How much do utilities cost in ZIP 78595?›

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 78595 is approximately $84. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 78595?›

To comfortably afford the median rent and utilities in ZIP 78595 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $34,720 per year.