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78602 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78602 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,706
P&I Payment$1,970
Taxes & Ins$557
Utilities$180
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Mortgage Details

$372,270
Local Median: $372,270
$74,454 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,706

Monthly Breakdown

Principal & Interest
$1,970
Property Taxes
$429
Homeowners Ins.
$128
Utilities
$180

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$411,308

Local Housing Facts for ZIP Code 78602

  • ·Median home value: $372,270 (adjusted for current market conditions)
  • ·Est. property taxes: $5,149/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,530/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,157/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BASTROP?

Based on the local median home value, estimated real estate property taxes in BASTROP are around $5,149 per year.

What is the average home price in BASTROP?

The median home value in BASTROP is currently estimated at $372,270.

How much does homeowners insurance cost in BASTROP?

For a median priced home, homeowners insurance in BASTROP averages around $1,530 annually.

What is the true total cost of owning a home in BASTROP?

True homeownership costs go beyond principal and interest. In BASTROP, a typical homeowner with a median-priced home of $372,270 can expect to pay roughly $5,149/yr in property taxes, $1,530/yr for homeowners insurance, and $2,157/yr in energy utilities. That adds approximately $736 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.