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78614 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78614 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,208
P&I Payment$778
Taxes & Ins$235
Utilities$195
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Mortgage Details

$147,055
Local Median: $147,055
$29,411 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,208

Monthly Breakdown

Principal & Interest
$778
Property Taxes
$128
Homeowners Ins.
$108
Utilities
$195

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$162,590

Local Housing Facts for ZIP Code 78614

  • ·Median home value: $147,055 (adjusted for current market conditions)
  • ·Est. property taxes: $1,530/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,294/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,334/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COST?

Based on the local median home value, estimated real estate property taxes in COST are around $1,530 per year.

What is the average home price in COST?

The median home value in COST is currently estimated at $147,055.

How much does homeowners insurance cost in COST?

For a median priced home, homeowners insurance in COST averages around $1,294 annually.

What is the true total cost of owning a home in COST?

True homeownership costs go beyond principal and interest. In COST, a typical homeowner with a median-priced home of $147,055 can expect to pay roughly $1,530/yr in property taxes, $1,294/yr for homeowners insurance, and $2,334/yr in energy utilities. That adds approximately $430 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.