Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

78619 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78619 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 78619 Hub
Est. Total Monthly Cost
$4,733
P&I Payment$3,595
Taxes & Ins$949
Utilities$188
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 78619 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$687,630
Local Median: $687,630
$137,526 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,733

Monthly Breakdown

Principal & Interest
$3,595
Property Taxes
$747
Homeowners Ins.
$203
Utilities
$188

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$744,252

Local Housing Facts for ZIP Code 78619

  • ·Median home value: $687,630 (adjusted for current market conditions)
  • ·Est. property taxes: $8,958/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,431/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,259/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DRIFTWOOD?

Based on the local median home value, estimated real estate property taxes in DRIFTWOOD are around $8,958 per year.

What is the average home price in DRIFTWOOD?

The median home value in DRIFTWOOD is currently estimated at $687,630.

How much does homeowners insurance cost in DRIFTWOOD?

For a median priced home, homeowners insurance in DRIFTWOOD averages around $2,431 annually.

What is the true total cost of owning a home in DRIFTWOOD?

True homeownership costs go beyond principal and interest. In DRIFTWOOD, a typical homeowner with a median-priced home of $687,630 can expect to pay roughly $8,958/yr in property taxes, $2,431/yr for homeowners insurance, and $2,259/yr in energy utilities. That adds approximately $1,137 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.