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78653 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78653 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,851
P&I Payment$2,128
Taxes & Ins$592
Utilities$131
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Mortgage Details

$403,068
Local Median: $403,068
$80,614 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,851

Monthly Breakdown

Principal & Interest
$2,128
Property Taxes
$458
Homeowners Ins.
$134
Utilities
$131

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$443,548

Local Housing Facts for ZIP Code 78653

  • ·Median home value: $403,068 (adjusted for current market conditions)
  • ·Est. property taxes: $5,497/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,611/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,566/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MANOR?

Based on the local median home value, estimated real estate property taxes in MANOR are around $5,497 per year.

What is the average home price in MANOR?

The median home value in MANOR is currently estimated at $403,068.

How much does homeowners insurance cost in MANOR?

For a median priced home, homeowners insurance in MANOR averages around $1,611 annually.

What is the true total cost of owning a home in MANOR?

True homeownership costs go beyond principal and interest. In MANOR, a typical homeowner with a median-priced home of $403,068 can expect to pay roughly $5,497/yr in property taxes, $1,611/yr for homeowners insurance, and $1,566/yr in energy utilities. That adds approximately $723 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.