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78664 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78664 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,821
P&I Payment$2,095
Taxes & Ins$617
Utilities$109
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Mortgage Details

$397,445
Local Median: $397,445
$79,489 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,821

Monthly Breakdown

Principal & Interest
$2,095
Property Taxes
$483
Homeowners Ins.
$134
Utilities
$109

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$436,365

Local Housing Facts for ZIP Code 78664

  • ·Median home value: $397,445 (adjusted for current market conditions)
  • ·Est. property taxes: $5,796/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,606/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,306/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ROUND ROCK?

Based on the local median home value, estimated real estate property taxes in ROUND ROCK are around $5,796 per year.

What is the average home price in ROUND ROCK?

The median home value in ROUND ROCK is currently estimated at $397,445.

How much does homeowners insurance cost in ROUND ROCK?

For a median priced home, homeowners insurance in ROUND ROCK averages around $1,606 annually.

What is the true total cost of owning a home in ROUND ROCK?

True homeownership costs go beyond principal and interest. In ROUND ROCK, a typical homeowner with a median-priced home of $397,445 can expect to pay roughly $5,796/yr in property taxes, $1,606/yr for homeowners insurance, and $1,306/yr in energy utilities. That adds approximately $726 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.