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78674 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78674 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,135
P&I Payment$2,282
Taxes & Ins$659
Utilities$194
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Mortgage Details

$435,563
Local Median: $435,563
$87,113 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,135

Monthly Breakdown

Principal & Interest
$2,282
Property Taxes
$508
Homeowners Ins.
$151
Utilities
$194

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$473,018

Local Housing Facts for ZIP Code 78674

  • ·Median home value: $435,563 (adjusted for current market conditions)
  • ·Est. property taxes: $6,096/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,809/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,329/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WEIR?

Based on the local median home value, estimated real estate property taxes in WEIR are around $6,096 per year.

What is the average home price in WEIR?

The median home value in WEIR is currently estimated at $435,563.

How much does homeowners insurance cost in WEIR?

For a median priced home, homeowners insurance in WEIR averages around $1,809 annually.

What is the true total cost of owning a home in WEIR?

True homeownership costs go beyond principal and interest. In WEIR, a typical homeowner with a median-priced home of $435,563 can expect to pay roughly $6,096/yr in property taxes, $1,809/yr for homeowners insurance, and $2,329/yr in energy utilities. That adds approximately $853 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.