Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

78676 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78676 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 78676 Hub
Est. Total Monthly Cost
$3,606
P&I Payment$2,818
Taxes & Ins$626
Utilities$162
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 78676 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$538,366
Local Median: $538,366
$107,673 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,606

Monthly Breakdown

Principal & Interest
$2,818
Property Taxes
$459
Homeowners Ins.
$167
Utilities
$162

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$583,938

Local Housing Facts for ZIP Code 78676

  • ·Median home value: $538,366 (adjusted for current market conditions)
  • ·Est. property taxes: $5,507/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,003/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,946/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WIMBERLEY?

Based on the local median home value, estimated real estate property taxes in WIMBERLEY are around $5,507 per year.

What is the average home price in WIMBERLEY?

The median home value in WIMBERLEY is currently estimated at $538,366.

How much does homeowners insurance cost in WIMBERLEY?

For a median priced home, homeowners insurance in WIMBERLEY averages around $2,003 annually.

What is the true total cost of owning a home in WIMBERLEY?

True homeownership costs go beyond principal and interest. In WIMBERLEY, a typical homeowner with a median-priced home of $538,366 can expect to pay roughly $5,507/yr in property taxes, $2,003/yr for homeowners insurance, and $1,946/yr in energy utilities. That adds approximately $788 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.