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78802 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78802 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$829
P&I Payment$509
Taxes & Ins$252
Utilities$68
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Mortgage Details

$95,045
Local Median: $95,045
$19,009 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$829

Monthly Breakdown

Principal & Interest
$509
Property Taxes
$164
Homeowners Ins.
$88
Utilities
$68

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$107,181

Local Housing Facts for ZIP Code 78802

  • ·Median home value: $95,045 (adjusted for current market conditions)
  • ·Est. property taxes: $1,970/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,056/yr — based on local per-$1K premium rates
  • ·Energy utilities: $814/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in UVALDE?

Based on the local median home value, estimated real estate property taxes in UVALDE are around $1,970 per year.

What is the average home price in UVALDE?

The median home value in UVALDE is currently estimated at $95,045.

How much does homeowners insurance cost in UVALDE?

For a median priced home, homeowners insurance in UVALDE averages around $1,056 annually.

What is the true total cost of owning a home in UVALDE?

True homeownership costs go beyond principal and interest. In UVALDE, a typical homeowner with a median-priced home of $95,045 can expect to pay roughly $1,970/yr in property taxes, $1,056/yr for homeowners insurance, and $814/yr in energy utilities. That adds approximately $320 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.