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78842 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78842 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,323
P&I Payment$946
Taxes & Ins$312
Utilities$65
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Mortgage Details

$173,696
Local Median: $173,696
$34,739 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,323

Monthly Breakdown

Principal & Interest
$946
Property Taxes
$222
Homeowners Ins.
$90
Utilities
$65

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$201,654

Local Housing Facts for ZIP Code 78842

  • ·Median home value: $173,696 (adjusted for current market conditions)
  • ·Est. property taxes: $2,669/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,078/yr — based on local per-$1K premium rates
  • ·Energy utilities: $774/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DEL RIO?

Based on the local median home value, estimated real estate property taxes in DEL RIO are around $2,669 per year.

What is the average home price in DEL RIO?

The median home value in DEL RIO is currently estimated at $173,696.

How much does homeowners insurance cost in DEL RIO?

For a median priced home, homeowners insurance in DEL RIO averages around $1,078 annually.

What is the true total cost of owning a home in DEL RIO?

True homeownership costs go beyond principal and interest. In DEL RIO, a typical homeowner with a median-priced home of $173,696 can expect to pay roughly $2,669/yr in property taxes, $1,078/yr for homeowners insurance, and $774/yr in energy utilities. That adds approximately $377 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.