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78850 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78850 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,519
P&I Payment$1,025
Taxes & Ins$327
Utilities$167
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Mortgage Details

$195,963
Local Median: $195,963
$39,193 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,519

Monthly Breakdown

Principal & Interest
$1,025
Property Taxes
$222
Homeowners Ins.
$105
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$212,363

Local Housing Facts for ZIP Code 78850

  • ·Median home value: $195,963 (adjusted for current market conditions)
  • ·Est. property taxes: $2,666/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,258/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,001/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in D HANIS?

Based on the local median home value, estimated real estate property taxes in D HANIS are around $2,666 per year.

What is the average home price in D HANIS?

The median home value in D HANIS is currently estimated at $195,963.

How much does homeowners insurance cost in D HANIS?

For a median priced home, homeowners insurance in D HANIS averages around $1,258 annually.

What is the true total cost of owning a home in D HANIS?

True homeownership costs go beyond principal and interest. In D HANIS, a typical homeowner with a median-priced home of $195,963 can expect to pay roughly $2,666/yr in property taxes, $1,258/yr for homeowners insurance, and $2,001/yr in energy utilities. That adds approximately $494 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.