Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

78872 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78872 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 78872 Hub
Est. Total Monthly Cost
$702
P&I Payment$418
Taxes & Ins$149
Utilities$135

Mortgage Details

$78,500
Local Median: $78,500
$15,700 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$702

Monthly Breakdown

Principal & Interest
$418
Property Taxes
$61
Homeowners Ins.
$88
Utilities
$135

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$87,839

Local Housing Facts for ZIP Code 78872

  • ·Median home value: $78,500 (adjusted for current market conditions)
  • ·Est. property taxes: $735/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,051/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,615/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LA PRYOR?

Based on the local median home value, estimated real estate property taxes in LA PRYOR are around $735 per year.

What is the average home price in LA PRYOR?

The median home value in LA PRYOR is currently estimated at $78,500.

How much does homeowners insurance cost in LA PRYOR?

For a median priced home, homeowners insurance in LA PRYOR averages around $1,051 annually.

What is the true total cost of owning a home in LA PRYOR?

True homeownership costs go beyond principal and interest. In LA PRYOR, a typical homeowner with a median-priced home of $78,500 can expect to pay roughly $735/yr in property taxes, $1,051/yr for homeowners insurance, and $1,615/yr in energy utilities. That adds approximately $283 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.