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78873 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 78873 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$939
P&I Payment$591
Taxes & Ins$190
Utilities$158
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Mortgage Details

$112,500
Local Median: $112,500
$22,500 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$939

Monthly Breakdown

Principal & Interest
$591
Property Taxes
$101
Homeowners Ins.
$89
Utilities
$158

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$122,780

Local Housing Facts for ZIP Code 78873

  • ·Median home value: $112,500 (adjusted for current market conditions)
  • ·Est. property taxes: $1,207/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,073/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,898/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LEAKEY?

Based on the local median home value, estimated real estate property taxes in LEAKEY are around $1,207 per year.

What is the average home price in LEAKEY?

The median home value in LEAKEY is currently estimated at $112,500.

How much does homeowners insurance cost in LEAKEY?

For a median priced home, homeowners insurance in LEAKEY averages around $1,073 annually.

What is the true total cost of owning a home in LEAKEY?

True homeownership costs go beyond principal and interest. In LEAKEY, a typical homeowner with a median-priced home of $112,500 can expect to pay roughly $1,207/yr in property taxes, $1,073/yr for homeowners insurance, and $1,898/yr in energy utilities. That adds approximately $348 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.