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79010 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79010 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,342
P&I Payment$864
Taxes & Ins$287
Utilities$191
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Mortgage Details

$162,800
Local Median: $162,800
$32,560 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,342

Monthly Breakdown

Principal & Interest
$864
Property Taxes
$148
Homeowners Ins.
$138
Utilities
$191

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$180,721

Local Housing Facts for ZIP Code 79010

  • ·Median home value: $162,800 (adjusted for current market conditions)
  • ·Est. property taxes: $1,780/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,658/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,297/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BOYS RANCH?

Based on the local median home value, estimated real estate property taxes in BOYS RANCH are around $1,780 per year.

What is the average home price in BOYS RANCH?

The median home value in BOYS RANCH is currently estimated at $162,800.

How much does homeowners insurance cost in BOYS RANCH?

For a median priced home, homeowners insurance in BOYS RANCH averages around $1,658 annually.

What is the true total cost of owning a home in BOYS RANCH?

True homeownership costs go beyond principal and interest. In BOYS RANCH, a typical homeowner with a median-priced home of $162,800 can expect to pay roughly $1,780/yr in property taxes, $1,658/yr for homeowners insurance, and $2,297/yr in energy utilities. That adds approximately $478 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.