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79032 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79032 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,226
P&I Payment$1,401
Taxes & Ins$577
Utilities$248
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Mortgage Details

$264,424
Local Median: $264,424
$52,885 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,226

Monthly Breakdown

Principal & Interest
$1,401
Property Taxes
$182
Homeowners Ins.
$396
Utilities
$248

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$292,868

Local Housing Facts for ZIP Code 79032

  • ·Median home value: $264,424 (adjusted for current market conditions)
  • ·Est. property taxes: $2,179/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $4,749/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,972/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EDMONSON?

Based on the local median home value, estimated real estate property taxes in EDMONSON are around $2,179 per year.

What is the average home price in EDMONSON?

The median home value in EDMONSON is currently estimated at $264,424.

How much does homeowners insurance cost in EDMONSON?

For a median priced home, homeowners insurance in EDMONSON averages around $4,749 annually.

What is the true total cost of owning a home in EDMONSON?

True homeownership costs go beyond principal and interest. In EDMONSON, a typical homeowner with a median-priced home of $264,424 can expect to pay roughly $2,179/yr in property taxes, $4,749/yr for homeowners insurance, and $2,972/yr in energy utilities. That adds approximately $825 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.