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79035 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79035 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,400
P&I Payment$924
Taxes & Ins$301
Utilities$174
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Mortgage Details

$173,323
Local Median: $173,323
$34,665 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,400

Monthly Breakdown

Principal & Interest
$924
Property Taxes
$181
Homeowners Ins.
$120
Utilities
$174

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$194,044

Local Housing Facts for ZIP Code 79035

  • ·Median home value: $173,323 (adjusted for current market conditions)
  • ·Est. property taxes: $2,174/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,442/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,090/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FRIONA?

Based on the local median home value, estimated real estate property taxes in FRIONA are around $2,174 per year.

What is the average home price in FRIONA?

The median home value in FRIONA is currently estimated at $173,323.

How much does homeowners insurance cost in FRIONA?

For a median priced home, homeowners insurance in FRIONA averages around $1,442 annually.

What is the true total cost of owning a home in FRIONA?

True homeownership costs go beyond principal and interest. In FRIONA, a typical homeowner with a median-priced home of $173,323 can expect to pay roughly $2,174/yr in property taxes, $1,442/yr for homeowners insurance, and $2,090/yr in energy utilities. That adds approximately $476 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.