Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

79036 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79036 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 79036 Hub
Est. Total Monthly Cost
$1,326
P&I Payment$858
Taxes & Ins$280
Utilities$188
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 79036 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$161,239
Local Median: $161,239
$32,248 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,326

Monthly Breakdown

Principal & Interest
$858
Property Taxes
$134
Homeowners Ins.
$146
Utilities
$188

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$179,861

Local Housing Facts for ZIP Code 79036

  • ·Median home value: $161,239 (adjusted for current market conditions)
  • ·Est. property taxes: $1,608/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,754/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,255/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FRITCH?

Based on the local median home value, estimated real estate property taxes in FRITCH are around $1,608 per year.

What is the average home price in FRITCH?

The median home value in FRITCH is currently estimated at $161,239.

How much does homeowners insurance cost in FRITCH?

For a median priced home, homeowners insurance in FRITCH averages around $1,754 annually.

What is the true total cost of owning a home in FRITCH?

True homeownership costs go beyond principal and interest. In FRITCH, a typical homeowner with a median-priced home of $161,239 can expect to pay roughly $1,608/yr in property taxes, $1,754/yr for homeowners insurance, and $2,255/yr in energy utilities. That adds approximately $468 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.