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79247 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79247 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,195
P&I Payment$653
Taxes & Ins$230
Utilities$312
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Mortgage Details

$123,359
Local Median: $123,359
$24,672 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,195

Monthly Breakdown

Principal & Interest
$653
Property Taxes
$111
Homeowners Ins.
$119
Utilities
$312

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$136,390

Local Housing Facts for ZIP Code 79247

  • ·Median home value: $123,359 (adjusted for current market conditions)
  • ·Est. property taxes: $1,329/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,431/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,746/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ODELL?

Based on the local median home value, estimated real estate property taxes in ODELL are around $1,329 per year.

What is the average home price in ODELL?

The median home value in ODELL is currently estimated at $123,359.

How much does homeowners insurance cost in ODELL?

For a median priced home, homeowners insurance in ODELL averages around $1,431 annually.

What is the true total cost of owning a home in ODELL?

True homeownership costs go beyond principal and interest. In ODELL, a typical homeowner with a median-priced home of $123,359 can expect to pay roughly $1,329/yr in property taxes, $1,431/yr for homeowners insurance, and $3,746/yr in energy utilities. That adds approximately $542 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.