Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

79311 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79311 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 79311 Hub
Est. Total Monthly Cost
$1,775
P&I Payment$1,143
Taxes & Ins$441
Utilities$192
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 79311 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$213,974
Local Median: $213,974
$42,795 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,775

Monthly Breakdown

Principal & Interest
$1,143
Property Taxes
$203
Homeowners Ins.
$238
Utilities
$192

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$240,135

Local Housing Facts for ZIP Code 79311

  • ·Median home value: $213,974 (adjusted for current market conditions)
  • ·Est. property taxes: $2,431/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,858/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,304/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ABERNATHY?

Based on the local median home value, estimated real estate property taxes in ABERNATHY are around $2,431 per year.

What is the average home price in ABERNATHY?

The median home value in ABERNATHY is currently estimated at $213,974.

How much does homeowners insurance cost in ABERNATHY?

For a median priced home, homeowners insurance in ABERNATHY averages around $2,858 annually.

What is the true total cost of owning a home in ABERNATHY?

True homeownership costs go beyond principal and interest. In ABERNATHY, a typical homeowner with a median-priced home of $213,974 can expect to pay roughly $2,431/yr in property taxes, $2,858/yr for homeowners insurance, and $2,304/yr in energy utilities. That adds approximately $633 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.