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Estimate your true cost of homeownership in ZIP Code 79316 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$937
P&I Payment$506
Taxes & Ins$212
Utilities$219
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Mortgage Details

$92,503
Local Median: $92,503
$18,501 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$937

Monthly Breakdown

Principal & Interest
$506
Property Taxes
$113
Homeowners Ins.
$99
Utilities
$219

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$108,061

Local Housing Facts for ZIP Code 79316

  • ·Median home value: $92,503 (adjusted for current market conditions)
  • ·Est. property taxes: $1,358/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,189/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,630/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BROWNFIELD?

Based on the local median home value, estimated real estate property taxes in BROWNFIELD are around $1,358 per year.

What is the average home price in BROWNFIELD?

The median home value in BROWNFIELD is currently estimated at $92,503.

How much does homeowners insurance cost in BROWNFIELD?

For a median priced home, homeowners insurance in BROWNFIELD averages around $1,189 annually.

What is the true total cost of owning a home in BROWNFIELD?

True homeownership costs go beyond principal and interest. In BROWNFIELD, a typical homeowner with a median-priced home of $92,503 can expect to pay roughly $1,358/yr in property taxes, $1,189/yr for homeowners insurance, and $2,630/yr in energy utilities. That adds approximately $431 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.