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79331 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79331 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$941
P&I Payment$578
Taxes & Ins$255
Utilities$108
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Mortgage Details

$107,813
Local Median: $107,813
$21,563 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$941

Monthly Breakdown

Principal & Interest
$578
Property Taxes
$141
Homeowners Ins.
$114
Utilities
$108

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$121,831

Local Housing Facts for ZIP Code 79331

  • ·Median home value: $107,813 (adjusted for current market conditions)
  • ·Est. property taxes: $1,693/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,362/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,298/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LAMESA?

Based on the local median home value, estimated real estate property taxes in LAMESA are around $1,693 per year.

What is the average home price in LAMESA?

The median home value in LAMESA is currently estimated at $107,813.

How much does homeowners insurance cost in LAMESA?

For a median priced home, homeowners insurance in LAMESA averages around $1,362 annually.

What is the true total cost of owning a home in LAMESA?

True homeownership costs go beyond principal and interest. In LAMESA, a typical homeowner with a median-priced home of $107,813 can expect to pay roughly $1,693/yr in property taxes, $1,362/yr for homeowners insurance, and $1,298/yr in energy utilities. That adds approximately $363 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.