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79343 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79343 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,923
P&I Payment$1,424
Taxes & Ins$304
Utilities$195
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Mortgage Details

$265,574
Local Median: $265,574
$53,115 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,923

Monthly Breakdown

Principal & Interest
$1,424
Property Taxes
$149
Homeowners Ins.
$155
Utilities
$195

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$300,309

Local Housing Facts for ZIP Code 79343

  • ·Median home value: $265,574 (adjusted for current market conditions)
  • ·Est. property taxes: $1,784/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,865/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,336/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LORENZO?

Based on the local median home value, estimated real estate property taxes in LORENZO are around $1,784 per year.

What is the average home price in LORENZO?

The median home value in LORENZO is currently estimated at $265,574.

How much does homeowners insurance cost in LORENZO?

For a median priced home, homeowners insurance in LORENZO averages around $1,865 annually.

What is the true total cost of owning a home in LORENZO?

True homeownership costs go beyond principal and interest. In LORENZO, a typical homeowner with a median-priced home of $265,574 can expect to pay roughly $1,784/yr in property taxes, $1,865/yr for homeowners insurance, and $2,336/yr in energy utilities. That adds approximately $499 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.